When people hear “digital assets,” most think only of cryptocurrency. In reality, the average person now owns dozens of digital assets — many worth real money, others worth something harder to price: years of family memories.
The full picture
- Financial: cryptocurrency, online brokerage accounts, PayPal/Venmo balances, airline miles and credit card points
- Business: domain names, monetized YouTube/social accounts, online stores, freelance platform accounts
- Personal: cloud photo storage, email accounts, streaming and subscription services
- Access: password managers, two-factor authentication apps, device passcodes
Most of these have no physical trace at all. A safe deposit box gets found during an estate inventory. A cryptocurrency wallet with no documented existence simply doesn’t — the value is gone, not transferred, gone.
A simple test
Ask: if I couldn’t unlock my phone or laptop tomorrow, what would my family have no way of finding? For most people, that list is longer than they expect — and it’s the starting point for an inventory, not a full estate plan by itself.
Related reading
This is part of our series on digital estate planning for Fort Worth families.
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